🇺🇸 Independent US Financial Insights. Free FDIC-Insured & High-Yield Guides. How we make money

FTC Affiliate & Advertiser Disclosure

Compliance with the US Federal Trade Commission (16 CFR Part 255)

At LedgerSpur, we believe in radical transparency. In accordance with the Federal Trade Commission's Guides Concerning the Use of Endorsements and Testimonials in Advertising, we provide this comprehensive disclosure explaining how we generate revenue.

1. How We Earn Compensation

LedgerSpur is an independent, advertising-supported comparison platform. We may receive monetary compensation from companies and financial partners when you click on links, apply for financial products, or complete sign-ups via our website.

This compensation may impact how and where products appear on this site (including, for example, the order in which they appear within comparison tables). However, it does not cost you a single cent extra, and our compensation does not influence our objective evaluations or calculation of interest rates (APYs).

2. Editorial Independence

Our editorial team evaluates credit cards, high-yield savings accounts, and lending solutions based on quantitative criteria: Annual Percentage Yields (APY), fee structures, FDIC insurance status, and user experience. Advertisers cannot purchase favorable reviews or artificially elevate their ratings on LedgerSpur.

Summary Statement: Clicking on an affiliate link on LedgerSpur supports our research and allows us to keep all our guides, calculators, and rate comparisons 100% free for American consumers. Thank you for your support.